Any life-organization wizards on here? I know there are some high earners and probably good investors around here, but that's not what I'm asking about, necessarily. I've just been thinking a lot about our family's priorities, namely investing in the social fabric of which we are a part, our toddler son and immanently due tiny baby girl and the time we want to invest in them, the giving we would like to do, how we spend our work week time, and so on... and as I look at the balance of everything, I keep coming up against high health insurance costs and our high mortgage costs and it seems like "costs" and jobs are in the driver's seat.
We have always lived on less than we made despite being low-earners in humanities fields, i.e. driven crappy cars, have no consumer debt, etc., ... but admittedly we have lived pretty high on the hog as far as food and travel. The sad news flash is, it all turned out the same shade and we spent all that money in someone else's town and we have different priorities now. I am starting to look more at the Mr. Money Mustache way of life (google him if you aren't familiar, probably one of the few not kinda skeezy-seeming proponents of the FIRE movement). While shifting gears to earn six figures just isn't likely to happen, I have the sense there is a path to more freedom. I am still sounding it out.
Is anyone here doing life like this? Anyone mortgage free? Living on dramatically low expenses? What are your stories?
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